"Federal disbursement rules require a 30 day delay in the disbursement of loans for a student who is a fist time borrower."

Well that's just fucking lovely.

And, let me add, that after a thorough rereading of all materials and all paperwork even peripherally related to financial aid, this is the first I've seen mention of it.

Ya know, I knew I'd be a poor student. I just figured I'd be able to afford rent and food and stuff...