~By Martha Greenwald

Understand the terms, dearest customer:
Before beginning any transaction, we must
Margin your debt with memory. Calculate
3.3% of a snow day, the house sour-sweet,
Vermouth eluding the dark, mildewed ducts.

Upon approval, wander up to their bedroom.
Check the street. Father has veered downhill
To examine a patient's ice-scratched cornea,
His fishtail tracks already filled. For balance
Transfers, open the emerald-lined lingerie

Drawer of her teak bureau—garter buckles,
Hippie beads, packets of envelopes addressed
To her childhood Queens address. Restrictions
May apply but extract the letters, deciphering
The varied crabbed hands of college boyfriends ...

Rosenberg Rosenberg what you read is lewd.
From his Bangladesh cubicle, an account rep,
Skewing a New York idiom, makes you spell,
Pronounce, spell, so the name becomes its own
Unknown language. Omit your guarded jokes;

Bad habits and insolvency always fail to amuse.
You are the sole beneficiary to White Shoulders
Rising from the boning of a long-line brassiere.
Please note: at dusk, all grace periods expire;
Thus, winter interest fees will continue to accrue.