The stock market is doing well. Wall Street seems to be in pretty good shape. The CEOs are getting their bonus money.

The credit card companies have APRs of 15%+ and a yearly fee charged for idle or low use cards. They predicted higher APRs and tougher credit restrictions, and then it became a self-fulfilling prophecy. They are doing fine.

Consumers' credit limits get reduced, thus crushing credit ratings, even for good customers. No wonder people can't refinance mortgages.

Meanwhile, I see more people being laid off. Families that depended on two incomes to stay afloat have lost one income stream and are struggling to breathe. Now they are threatened with the other adult losing his/her job as well, and are drowning.

The rich get richer, and the poor get....